The single biggest protection for your family is not a piece of software. It is a few quick agreements that everyone in the family knows by heart: a private code word for any emergency request for money, an understanding that nobody sends money in an unusual way without calling a family member first, and the freedom to ask without embarrassment when something feels off. Get those three agreements in place — and turn on two-factor authentication on your email and bank — and you have already defeated the vast majority of scams in circulation today.
Outpacing Inflation with Stocks
Average real returns for the broad US stock market, based on the S&P 500 Index, have been positive even in years when inflation was above the historical median. Average real returns for small cap and small cap value stocks have been even higher, implying investors should not shy away from tilting towards higher expected return stocks even if inflation expectations are elevated.
A Summary of Mutual Funds & ETF Performance & Attributes
Stop Drop Report - How to recognize scams - imposters
Scammers are getting more savvy and increasingly personal. They may pose as investment professionals, leaders of trusted financial institutions, and even Schwab employees, all to gain your confidence and trust. With vigilance and a few tips on imposter tactics and techniques, you can recognize these fraudsters and steer clear of their traps.
Artificial Intelligence, Financial Planning, and the Next Economic Shift
Technology Has Always Changed the World
Over the decades — and centuries — transformative technologies have disrupted industries, displaced workers, and reshaped the global economy. Each time, the adjustment felt significant. And each time, humanity adapted. In fact, living standards improved and more people were employed.
5 Estate Planning Resolutions for the New Year
I’m Successor Trustee — Now What? Your First 90 Days After A Death
Being named as a successor trustee carries serious responsibilities under California law. If you find yourself in this role, here’s a roadmap through your first 90 days, with key steps and pitfalls to avoid. This is written by an experienced attorney specialising in estate planning law in California and other states.
Does Gold Hedge Economic Downturns?
Managing Dividend Income to Improve Your Tax Health
Sometimes it Helps to Pay Less Attention
Q3 2025 Market & Portfolio Results & Commentary
California Set to Reinstate Medi-Cal Asset Test in 2026
Trustee Trouble in Paradise: What Jimmy Buffett’s Estate Dispute Teaches About Fiduciary Duty
When iconic singer and entrepreneur Jimmy Buffett passed away in 2023, he left behind more than just tropical tunes and a laid-back legacy, he left behind a $275 million estate now at the center of a legal storm. The dispute pits his widow, Jane Buffett, against Richard Mozenter, his longtime financial advisor and co-trustee of the Marital Trust established for Jane’s benefit.