2026 First Quarter Market and Portfolio Results

Overall the market impact of the recent Geopolitical Event in Iran in the Middle East has been mild compared to past such events - SO FAR - we shall see how it settles out. Geopolitical events can be weeks but more often months. US small cap stocks and international stocks have been in favor overall compared to US large cap. Therefore diversified portfolios exceeded the return of the S&P500.

A Summary of Mutual Funds & ETF Performance & Attributes

Investment approaches based on a manager’s efforts to outguess market prices have resulted in underperformance for the vast majority of funds. When fund managers charge high fees and trade frequently, they must overcome high cost barriers as they try to outperform the market.

Stop Drop Report - How to recognize scams - imposters

Scammers are getting more savvy and increasingly personal. They may pose as investment professionals, leaders of trusted financial institutions, and even Schwab employees, all to gain your confidence and trust. With vigilance and a few tips on imposter tactics and techniques, you can recognize these fraudsters and steer clear of their traps.

Artificial Intelligence, Financial Planning, and the Next Economic Shift

Technology Has Always Changed the World

Over the decades — and centuries — transformative technologies have disrupted industries, displaced workers, and reshaped the global economy. Each time, the adjustment felt significant. And each time, humanity adapted. In fact, living standards improved and more people were employed.

I’m Successor Trustee — Now What? Your First 90 Days After A Death

Being named as a successor trustee carries serious responsibilities under California law. If you find yourself in this role, here’s a roadmap through your first 90 days, with key steps and pitfalls to avoid. This is written by an experienced attorney specialising in estate planning law in California and other states.

Managing Dividend Income to Improve Your Tax Health

When it comes to taxes, not all dividend income is the same. Qualified and non-qualified dividends have different implications for your portfolio’s tax efficiency in a similar manner as HDL and LDL cholesterol have different implications for your health.

What is a Recession Anyway?

US recessions are identified by the National Bureau of Economic Research (NBER). Their decisions factor in numerous economic indicators such as GDP growth, industrial production, and unemployment but are not contingent on an exact formula. Accordingly, past recessions have come in all shapes and sizes, depending on what you’re measuring. 

Trustee Trouble in Paradise: What Jimmy Buffett’s Estate Dispute Teaches About Fiduciary Duty

When iconic singer and entrepreneur Jimmy Buffett passed away in 2023, he left behind more than just tropical tunes and a laid-back legacy, he left behind a $275 million estate now at the center of a legal storm. The dispute pits his widow, Jane Buffett, against Richard Mozenter, his longtime financial advisor and co-trustee of the Marital Trust established for Jane’s benefit.