Average real returns for the broad US stock market, based on the S&P 500 Index, have been positive even in years when inflation was above the historical median. Average real returns for small cap and small cap value stocks have been even higher, implying investors should not shy away from tilting towards higher expected return stocks even if inflation expectations are elevated.
CRSP and How They Changed the World
Are small value stocks in favor now or not? Does it matter?
2026 First Quarter Market and Portfolio Results
Overall the market impact of the recent Geopolitical Event in Iran in the Middle East has been mild compared to past such events - SO FAR - we shall see how it settles out. Geopolitical events can be weeks but more often months. US small cap stocks and international stocks have been in favor overall compared to US large cap. Therefore diversified portfolios exceeded the return of the S&P500.
A Summary of Mutual Funds & ETF Performance & Attributes
Geopolitical Risk
Stop Drop Report - How to recognize scams - imposters
Scammers are getting more savvy and increasingly personal. They may pose as investment professionals, leaders of trusted financial institutions, and even Schwab employees, all to gain your confidence and trust. With vigilance and a few tips on imposter tactics and techniques, you can recognize these fraudsters and steer clear of their traps.
Artificial Intelligence, Financial Planning, and the Next Economic Shift
Technology Has Always Changed the World
Over the decades — and centuries — transformative technologies have disrupted industries, displaced workers, and reshaped the global economy. Each time, the adjustment felt significant. And each time, humanity adapted. In fact, living standards improved and more people were employed.
Does Gold Hedge Economic Downturns?
Managing Dividend Income to Improve Your Tax Health
Sometimes it Helps to Pay Less Attention
What is a Recession Anyway?
US recessions are identified by the National Bureau of Economic Research (NBER). Their decisions factor in numerous economic indicators such as GDP growth, industrial production, and unemployment but are not contingent on an exact formula. Accordingly, past recessions have come in all shapes and sizes, depending on what you’re measuring.