Our mantra is to capture what the market has to offer and that means capturing every hundredth of a percent that we can.

I noticed at the end of May, that small stocks were in favor for a number of days almost every day over the large stocks indices of S&P500 and Dow Jones. So just for fun I threw together a chart from Tuesday May 24 through Thursday June 2.

As you look at the MSCI Emerging Markets Index from 1988 - 2015, it was down 13 of 28 years - geez - why would you bother with that? Let's take a look behind the numbers....

Companies make billions with this, don't they? Shouldn't they? They not only have insider information - that have "perfect insider information" - they're running the company for Pete's' sake! If anyone knows their future success, it's the executives running each company, right?,,,A recent article "Companies lose billions buying back their own stock" by AP Business Writer, Bernard Condon, demonstrates that even with perfect insider information, investors of their own company stock may lose big.

Outstanding fact-based and data-based articles on the timely topics of recent market volatility, crude oil and markets, and an update on China.

And, at the end of 2010, nearly 85% of the plan's assets were held in actively managed Fidelity mutual funds, which tend to charge higher fees than passively managed index funds."