Financial Planning

Prediction Season

In the coming weeks, investors are likely to be bombarded with predictions about what the future, and specifically the next year, may hold for their portfolios. When faced with recommendations of this sort, it would be wise to remember that investors are better served by sticking with a long-term plan rather than changing course in reaction to predictions and short-term calls.

Wow - New Market Highs & Unpeeling the 401k Onion

I think finding out about the different levels of compensation is like peeling an onion because there are just so many layers...it’s certainly taking a lot of work, a lot of hours, and a lot of legal bills to find out what levels of compensation are out there and what can be salvaged in meeting this rule.

Roth IRA for Hard-working Kids: Over $1M at age 65 tax-free!

Great idea: Act now to set your children on the path to have approximately $1.5M tax free at age 65. Savings from summer jobs starting at age 10 totaling just $17,100 by age 29 can set your children on a wonderful retirement plan.

How does a Friendly Financial Firm Compare to a Truly Caring Firm?

As I formed the business every decision was tested by asking, "Does this decision serve our future clients by maximizing the probability that they achieve their financial goals?" We gently hold you accountable to taking the actions necessary to get on a better path financially, even when that is uncomfortable for us.

Spock's advice on Live Long and Prosper in the Market

One of the challenges of financial planning and investing is keeping a clear head as markets go up and down. We're talking about serious emotions and many financial media pundits fan the flames making it worse.